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Zakat calculator

Add up your cash, gold, silver, investments and trade goods, subtract what you owe, and see whether you have reached nisab and how much zakat is due at 2.5%.

Your wealth

Market value today

Only what you expect to be repaid

Goods held for sale, at cost

What you owe

Bills and repayments due, not the full balance of a long-term loan

How long-term debt, a mortgage or a pension should be treated is not settled, and this tool does not decide it for you. Enter what you are confident is due now, and ask someone qualified about the rest.

Nisab threshold

Work out nisab from

Add the current silver price per gram above and your threshold will appear. Metal prices move daily, so this tool asks for today’s figure rather than using a stored one that would slowly go out of date.

Zakat due

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Enter the current silver price per gram to work out your nisab threshold.

Zakatable assets
$0.00
Less debts due
$0.00
Net wealth
$0.00
Nisab (612.36g silver)
Not set
Rate
2.5%

This is a calculation aid, not a ruling

It adds up what you enter and applies a rate and a threshold. It cannot weigh the particulars of your situation, and it is not a substitute for asking someone qualified, especially if your wealth includes a business, property held as an investment, or debt you are unsure how to treat.

How this calculator works

It does the same four steps you would do on paper.

  1. Adds up your zakatable wealth, valuing gold and silver at the price you enter.
  2. Subtracts the debts you have said are due now.
  3. Compares what is left against nisab, the threshold at which zakat becomes payable.
  4. If you are at or above the threshold, applies 2.5%.

The order of the middle two steps matters. Debts come off before the threshold is tested, so if what you owe takes you below nisab, nothing is due.

What the calculator asks about

It asks about cash, money in the bank, gold and silver by weight, investments and shares at today’s value, money owed to you that you expect back, and stock held for sale. It does not ask about a home or a car you use yourself.

Anything it does not ask about, it makes no assumption about. If your wealth includes a pension, a property you rent out, or a share in a business, those need a judgement this tool is not able to make.

Choosing between the gold and silver nisab

Nisab is defined by weight of metal, not by a sum of money: 87.48g of gold, or 612.36g of silver. Because the two metals are not priced in proportion to one another today, the two thresholds are far apart, and scholars differ over which one applies.

The silver threshold is much the lower of the two. Using it means more people reach nisab and more zakat is paid, which is why many zakat institutions adopt it. This calculator defaults to silver for that reason but presents the choice openly. It is not a decision a calculator should make on your behalf.

Why it asks you for metal prices

Since nisab is a weight, its value in your currency depends on today’s price, and metal prices move daily. A price stored in this page would be wrong within days and would go on quietly producing the wrong threshold, so the calculator asks you for the current figure and shows you the threshold it produces.

What stays in your browser

All of it. The calculation runs on your device, nothing is sent anywhere, and nothing is saved. Closing the page clears what you entered.

Questions

How much zakat is due?
2.5% of your net zakatable wealth, the wealth left after deducting what you owe, provided that wealth is at or above the nisab threshold and has been held for a lunar year.
What is nisab?
Nisab is the minimum amount of wealth at which zakat becomes payable. It is defined by weight of precious metal rather than by a fixed sum of money: 87.48g of gold, or 612.36g of silver. Its value in your currency therefore changes with the metal price.
Should I use the gold or the silver nisab?
Both are in use and scholars differ on which applies today. The silver threshold is considerably lower, so it brings more people into paying zakat and results in a larger payment; many zakat institutions use it for that reason. This calculator presents the choice rather than making it for you. If you are unsure which your situation calls for, ask someone qualified.
Why does it ask me for the gold and silver price?
Because nisab is a weight of metal, its value depends on today's price, and metal prices move daily. A price stored in the calculator would be out of date within days and would quietly produce a wrong threshold, so the calculator asks you for the current figure instead.
Are my debts deducted?
Yes. The amount you enter under debts due now is deducted from your assets before the nisab threshold is tested, so if your debts take you below the threshold nothing is due. How long-term debts such as a mortgage should be treated is not settled among scholars, and this calculator does not decide it for you.
Does this cover my house, car or pension?
The calculator asks only about the categories listed on the page. It does not ask about a home or vehicle you use yourself, and it makes no assumption about pensions or property held as an investment. If your wealth includes those, ask someone qualified how they should be treated before relying on this figure.
Is my information saved?
No. The calculation runs entirely in your browser. Nothing you type is sent anywhere or stored, and closing the page clears it.
Can this replace asking a scholar?
No. It is an arithmetic aid that adds up your wealth and applies a rate and a threshold. It cannot weigh the details of your circumstances, and it is not a substitute for a ruling from someone qualified to give one.

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